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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,211 | $38,969-7.1% | $109,313-66.9% | $55,167-34.4% |
| Participation rate | 34.7% | 58.2%-23.5pp | 71.3%-36.5pp | 69.0%-34.2pp |
| Annual return | 9.24% | 8.26%+1.0pp | 22.07%-12.8pp | 169.23%-160.0pp |
| Employer contribution / active EE | $248 | $1,227-79.8% | $3,892-93.6% | $1,963-87.4% |
| Participant deferral / active EE | $2,977 | $2,176+36.8% | $3,166-6.0% | $3,054-2.5% |
| Admin fee / account holder | $908 | $501+81.3% | $5,666-84.0% | $504+80.3% |