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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,885 | $73,848-29.7% | $143,799-63.9% | $68,486-24.2% |
| Participation rate | 62.5% | 66.7%-4.2pp | 80.3%-17.8pp | 67.9%-5.4pp |
| Annual return | -16.64% | 0.91%-17.5pp | -0.04%-16.6pp | -7.85%-8.8pp |
| Employer contribution / active EE | $1,639 | $3,184-48.5% | $4,952-66.9% | $2,597-36.9% |
| Participant deferral / active EE | $2,765 | $3,385-18.3% | $5,638-51.0% | $4,028-31.3% |
| Admin fee / account holder | $1,725 | $5,755-70.0% | $14,677-88.2% | $5,404-68.1% |