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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,239 | $67,602-16.8% | $82,312-31.7% | $70,126-19.8% |
| Participation rate | 87.1% | 72.8%+14.3pp | 76.9%+10.2pp | 69.5%+17.6pp |
| Annual return | 6.86% | 21.57%-14.7pp | 25.88%-19.0pp | 73.15%-66.3pp |
| Employer contribution / active EE | $2,218 | $1,755+26.4% | $2,428-8.7% | $2,343-5.3% |
| Participant deferral / active EE | $3,879 | $2,987+29.9% | $3,706+4.7% | $3,332+16.4% |
| Admin fee / account holder | $371 | $4,512-91.8% | $5,608-93.4% | $4,645-92.0% |