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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $603,438 | $75,962+694.4% | $154,111+291.6% | $64,173+840.3% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -5.06% | 30.32%-35.4pp | 735.18%-740.2pp | 7.63%-12.7pp |
| Employer contribution / active EE | $20,878 | $3,350+523.2% | $5,298+294.1% | $2,381+776.9% |
| Participant deferral / active EE | $13,975 | $3,175+340.2% | $5,081+175.1% | $3,470+302.8% |
| Admin fee / account holder | $28,318 | $5,589+406.7% | $13,411+111.2% | $4,887+479.4% |