| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $356,481 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,087 | $36,954+78.8% | $80,669-18.1% | $96,393-31.4% |
| Participation rate | 45.3% | 33.6%+11.8pp | 67.0%-21.7pp | 71.3%-25.9pp |
| Annual return | 22.41% | 36.74%-14.3pp | 937.61%-915.2pp | 22.88%-0.5pp |
| Employer contribution / active EE | $1,344 | $776+73.2% | $2,724-50.6% | $3,239-58.5% |
| Participant deferral / active EE | $4,142 | $1,942+113.3% | $4,444-6.8% | $5,455-24.1% |
| Admin fee / account holder | $57 | $115-50.6% | $5,384-98.9% | $74-23.2% |