Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,344 | $84,236-84.2% | $170,439-92.2% | $70,124-81.0% |
| Participation rate | 40.5% | 70.8%-30.3pp | 83.6%-43.1pp | 69.5%-29.0pp |
| Annual return | 12.56% | 23.06%-10.5pp | 205.94%-193.4pp | 73.14%-60.6pp |
| Employer contribution / active EE | $0 | $3,387-100.0% | $5,433-100.0% | $2,342-100.0% |
| Participant deferral / active EE | $1,235 | $3,086-60.0% | $4,939-75.0% | $3,332-62.9% |
| Admin fee / account holder | $865 | $5,698-84.8% | $13,881-93.8% | $4,645-81.4% |