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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,118 | $101,591-27.0% | $147,096-49.6% | $74,429-0.4% |
| Participation rate | 77.9% | 75.5%+2.3pp | 82.2%-4.3pp | 67.2%+10.7pp |
| Annual return | 15.99% | 8746.45%-8730.5pp | 419.75%-403.8pp | 1368.38%-1352.4pp |
| Employer contribution / active EE | $708 | $3,813-81.4% | $4,936-85.7% | $2,625-73.0% |
| Participant deferral / active EE | $3,804 | $7,302-47.9% | $8,071-52.9% | $4,348-12.5% |
| Admin fee / account holder | $16,661 | $1,750+852.0% | $13,005+28.1% | $1,944+756.9% |