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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,983 | $115,810-59.4% | $101,271-53.6% | $158,966-70.4% |
| Participation rate | 61.1% | 79.4%-18.3pp | 75.8%-14.7pp | 82.0%-20.9pp |
| Annual return | 17.97% | 56.15%-38.2pp | 46.48%-28.5pp | 302.95%-285.0pp |
| Employer contribution / active EE | $1,352 | $4,175-67.6% | $3,660-63.1% | $4,762-71.6% |
| Participant deferral / active EE | $3,304 | $4,958-33.4% | $4,371-24.4% | $5,983-44.8% |
| Admin fee / account holder | $502 | $7,248-93.1% | $5,948-91.6% | $11,250-95.5% |