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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,689 | $139,948-68.8% | $121,663-64.1% | $154,746-71.8% |
| Participation rate | 72.7% | 78.0%-5.3pp | 74.5%-1.8pp | 80.7%-8.0pp |
| Annual return | 17.97% | 230.52%-212.5pp | 147.54%-129.6pp | 172.34%-154.4pp |
| Employer contribution / active EE | $1,694 | $3,521-51.9% | $3,020-43.9% | $4,379-61.3% |
| Participant deferral / active EE | $3,821 | $5,629-32.1% | $4,887-21.8% | $6,730-43.2% |
| Admin fee / account holder | $804 | $17,321-95.4% | $14,289-94.4% | $14,365-94.4% |