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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,689 | $132,634-67.1% | $115,768-62.3% | $137,256-68.2% |
| Participation rate | 72.7% | 77.9%-5.1pp | 74.4%-1.7pp | 80.0%-7.2pp |
| Annual return | 17.97% | 160.70%-142.7pp | 100.46%-82.5pp | 220.34%-202.4pp |
| Employer contribution / active EE | $1,694 | $3,360-49.6% | $2,940-42.4% | $4,156-59.2% |
| Participant deferral / active EE | $3,821 | $5,619-32.0% | $4,917-22.3% | $6,407-40.4% |
| Admin fee / account holder | $804 | $15,028-94.7% | $12,439-93.5% | $12,270-93.5% |