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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,100 | $65,555-84.6% | $86,216-88.3% | $75,173-86.6% |
| Participation rate | 94.5% | 60.5%+34.0pp | 69.0%+25.6pp | 67.2%+27.3pp |
| Annual return | -6.58% | 46.07%-52.7pp | 1169.42%-1176.0pp | 160.72%-167.3pp |
| Employer contribution / active EE | $1,476 | $1,553-5.0% | $2,382-38.0% | $2,671-44.8% |
| Participant deferral / active EE | $2,747 | $3,023-9.1% | $3,986-31.1% | $4,126-33.4% |
| Admin fee / account holder | $752 | $5,469-86.3% | $6,853-89.0% | $5,651-86.7% |