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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,393 | $73,787-77.8% | $98,716-83.4% | $82,448-80.1% |
| Participation rate | 96.4% | 61.4%+35.0pp | 69.3%+27.1pp | 68.1%+28.3pp |
| Annual return | 6.40% | 18.57%-12.2pp | 31.81%-25.4pp | 41.64%-35.2pp |
| Employer contribution / active EE | $1,583 | $1,511+4.8% | $2,279-30.5% | $2,551-37.9% |
| Participant deferral / active EE | $2,505 | $3,081-18.7% | $4,048-38.1% | $4,139-39.5% |
| Admin fee / account holder | $2,621 | $6,500-59.7% | $8,703-69.9% | $7,234-63.8% |