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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,393 | $83,898-80.5% | $133,346-87.7% | $94,015-82.6% |
| Participation rate | 96.4% | 63.4%+33.0pp | 72.8%+23.5pp | 70.8%+25.6pp |
| Annual return | 6.40% | 16.00%-9.6pp | 36.85%-30.4pp | 17.84%-11.4pp |
| Employer contribution / active EE | $1,583 | $1,821-13.0% | $2,853-44.5% | $2,790-43.3% |
| Participant deferral / active EE | $2,505 | $3,245-22.8% | $4,332-42.2% | $4,249-41.1% |
| Admin fee / account holder | $2,621 | $7,809-66.4% | $14,264-81.6% | $8,951-70.7% |