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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,372 | $181,896-60.2% | $156,551-53.8% | $273,972-73.6% |
| Participation rate | 87.5% | 88.4%-0.9pp | 84.0%+3.5pp | 83.0%+4.5pp |
| Annual return | -17.25% | 30.74%-48.0pp | 32.23%-49.5pp | 41.46%-58.7pp |
| Employer contribution / active EE | $1,386 | $6,248-77.8% | $5,501-74.8% | $4,869-71.5% |
| Participant deferral / active EE | $3,316 | $5,550-40.3% | $4,871-31.9% | $5,287-37.3% |
| Admin fee / account holder | $18,315 | $15,560+17.7% | $13,028+40.6% | $10,133+80.8% |