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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,648 | $100,792-21.0% | $86,691-8.1% | $134,509-40.8% |
| Participation rate | 66.7% | 78.9%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -19.25% | 29.08%-48.3pp | 35.94%-55.2pp | 418.13%-437.4pp |
| Employer contribution / active EE | $2,419 | $3,491-30.7% | $2,837-14.7% | $4,741-49.0% |
| Participant deferral / active EE | $4,839 | $5,339-9.4% | $4,656+3.9% | $6,400-24.4% |
| Admin fee / account holder | $16,874 | $10,924+54.5% | $7,492+125.2% | $11,427+47.7% |