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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,612 | $138,114-82.2% | $125,391-80.4% | $134,545-81.7% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -19.39% | 750.88%-770.3pp | 572.41%-591.8pp | 418.37%-437.8pp |
| Employer contribution / active EE | $5,089 | $5,246-3.0% | $4,816+5.7% | $4,742+7.3% |
| Participant deferral / active EE | $4,878 | $7,801-37.5% | $7,448-34.5% | $6,401-23.8% |
| Admin fee / account holder | $3,438 | $11,570-70.3% | $10,009-65.6% | $11,431-69.9% |