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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,516 | $85,171+55.6% | $172,753-23.3% | $72,976+81.6% |
| Participation rate | 86.0% | 70.1%+16.0pp | 82.6%+3.4pp | 69.5%+16.6pp |
| Annual return | 20.19% | 27.32%-7.1pp | 803.00%-782.8pp | 81.02%-60.8pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,809 | $3,260+47.5% | $5,198-7.5% | $3,608+33.3% |
| Admin fee / account holder | $2,227 | $5,880-62.1% | $13,956-84.0% | $5,124-56.5% |