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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,927 | $175,259+68.9% | $149,723+97.6% | $139,487+112.2% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 17.20% | 166.82%-149.6pp | 134.50%-117.3pp | 373.84%-356.6pp |
| Employer contribution / active EE | $9,173 | $5,478+67.4% | $4,821+90.3% | $4,755+92.9% |
| Participant deferral / active EE | $7,031 | $6,522+7.8% | $5,682+23.7% | $6,713+4.7% |
| Admin fee / account holder | $7,826 | $16,158-51.6% | $13,215-40.8% | $11,407-31.4% |