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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,503 | $217,432+18.0% | $185,849+38.0% | $167,536+53.1% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.93% | 148.42%-136.5pp | 122.10%-110.2pp | 478.82%-466.9pp |
| Employer contribution / active EE | $1,302 | $5,875-77.8% | $5,169-74.8% | $4,839-73.1% |
| Participant deferral / active EE | $4,273 | $6,357-32.8% | $5,569-23.3% | $6,342-32.6% |
| Admin fee / account holder | $56,234 | $19,818+183.7% | $16,244+246.2% | $12,315+356.7% |