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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,029 | $160,040+48.1% | $147,096+61.1% | $145,877+62.5% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 9.01% | 98.49%-89.5pp | 419.75%-410.7pp | 551.28%-542.3pp |
| Employer contribution / active EE | $4,831 | $5,289-8.7% | $4,936-2.1% | $4,663+3.6% |
| Participant deferral / active EE | $10,679 | $8,429+26.7% | $8,071+32.3% | $6,691+59.6% |
| Admin fee / account holder | $340,762 | $15,050+2164.2% | $13,005+2520.2% | $13,402+2442.6% |