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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,723 | $175,259-63.1% | $149,723-56.8% | $139,487-53.6% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 11.17% | 166.82%-155.7pp | 134.50%-123.3pp | 373.84%-362.7pp |
| Employer contribution / active EE | $1,529 | $5,478-72.1% | $4,821-68.3% | $4,755-67.9% |
| Participant deferral / active EE | $5,941 | $6,522-8.9% | $5,682+4.6% | $6,713-11.5% |
| Admin fee / account holder | $2,367 | $16,158-85.4% | $13,215-82.1% | $11,407-79.3% |