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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,052 | $106,749+78.0% | $145,433+30.7% | $82,448+130.5% |
| Participation rate | 68.6% | 75.6%-7.1pp | 82.1%-13.5pp | 68.1%+0.5pp |
| Annual return | 14.83% | 27.59%-12.8pp | 66.58%-51.7pp | 41.64%-26.8pp |
| Employer contribution / active EE | $1,798 | $3,444-47.8% | $4,554-60.5% | $2,551-29.5% |
| Participant deferral / active EE | $5,751 | $6,519-11.8% | $7,897-27.2% | $4,139+38.9% |
| Admin fee / account holder | $8,352 | $8,390-0.5% | $13,129-36.4% | $7,234+15.4% |