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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $564,321 | $64,517+774.7% | $81,438+592.9% | $80,874+597.8% |
| Participation rate | 100.0% | 63.9%+36.1pp | 69.5%+30.5pp | 67.6%+32.4pp |
| Annual return | 21.84% | 16.35%+5.5pp | 24.74%-2.9pp | 35.62%-13.8pp |
| Employer contribution / active EE | $9,981 | $1,982+403.6% | $2,460+305.7% | $2,756+262.2% |
| Participant deferral / active EE | $14,662 | $3,096+373.6% | $3,883+277.6% | $4,297+241.2% |
| Admin fee / account holder | $2,984 | $5,677-47.4% | $5,764-48.2% | $6,935-57.0% |