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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,620 | $142,409+205.9% | $119,634+264.1% | $134,545+223.8% |
| Participation rate | 90.9% | 82.8%+8.1pp | 79.3%+11.6pp | 81.2%+9.7pp |
| Annual return | -10.82% | -12.46%+1.6pp | -14.98%+4.2pp | 418.37%-429.2pp |
| Employer contribution / active EE | $5,409 | $5,224+3.5% | $4,232+27.8% | $4,742+14.1% |
| Participant deferral / active EE | $9,867 | $6,468+52.6% | $5,601+76.2% | $6,401+54.1% |
| Admin fee / account holder | $29,484 | $13,594+116.9% | $10,329+185.5% | $11,431+157.9% |