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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,557 | $101,778+396.7% | $164,975+206.4% | $80,925+524.7% |
| Participation rate | 92.6% | 71.8%+20.8pp | 78.6%+14.0pp | 67.7%+24.9pp |
| Annual return | 12.83% | 16.73%-3.9pp | 70.12%-57.3pp | 35.65%-22.8pp |
| Employer contribution / active EE | $5,391 | $2,954+82.5% | $4,343+24.1% | $2,756+95.6% |
| Participant deferral / active EE | $10,452 | $4,477+133.5% | $6,033+73.2% | $4,299+143.1% |
| Admin fee / account holder | $8,176 | $8,221-0.5% | $12,688-35.6% | $6,940+17.8% |