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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $505,557 | $101,795+396.6% | $165,100+206.2% | $80,959+524.5% |
| Participation rate | 92.6% | 71.8%+20.8pp | 78.6%+14.0pp | 67.7%+24.9pp |
| Annual return | 12.83% | 16.73%-3.9pp | 70.21%-57.4pp | 35.67%-22.8pp |
| Employer contribution / active EE | $5,391 | $2,954+82.5% | $4,348+24.0% | $2,757+95.5% |
| Participant deferral / active EE | $10,452 | $4,476+133.5% | $6,035+73.2% | $4,300+143.1% |
| Admin fee / account holder | $8,176 | $8,221-0.5% | $12,696-35.6% | $6,925+18.1% |