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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $381,015 | $95,406+299.4% | $185,849+105.0% | $85,847+343.8% |
| Participation rate | 96.0% | 68.8%+27.2pp | 81.7%+14.3pp | 69.3%+26.7pp |
| Annual return | 15.38% | 23.59%-8.2pp | 122.10%-106.7pp | 318.61%-303.2pp |
| Employer contribution / active EE | $10,332 | $3,314+211.8% | $5,169+99.9% | $2,565+302.7% |
| Participant deferral / active EE | $8,981 | $3,424+162.3% | $5,569+61.3% | $3,952+127.3% |
| Admin fee / account holder | $22,183 | $7,214+207.5% | $16,244+36.6% | $6,261+254.3% |