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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,460 | $81,331+248.5% | $155,534+82.2% | $80,935+250.2% |
| Participation rate | 97.6% | 66.3%+31.4pp | 78.2%+19.4pp | 67.7%+30.0pp |
| Annual return | 14.44% | 33.37%-18.9pp | 64.92%-50.5pp | 35.66%-21.2pp |
| Employer contribution / active EE | $8,261 | $3,105+166.1% | $4,675+76.7% | $2,757+199.7% |
| Participant deferral / active EE | $6,901 | $3,454+99.8% | $5,630+22.6% | $4,299+60.5% |
| Admin fee / account holder | $4,680 | $7,999-41.5% | $15,900-70.6% | $6,924-32.4% |