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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,202 | $76,407+253.6% | $150,298+79.8% | $82,448+227.7% |
| Participation rate | 95.6% | 66.4%+29.2pp | 77.8%+17.8pp | 68.1%+27.5pp |
| Annual return | 12.56% | 39.99%-27.4pp | 62.79%-50.2pp | 41.64%-29.1pp |
| Employer contribution / active EE | $8,261 | $2,614+216.0% | $4,154+98.9% | $2,551+223.8% |
| Participant deferral / active EE | $6,717 | $3,214+109.0% | $5,453+23.2% | $4,139+62.3% |
| Admin fee / account holder | $50,878 | $6,352+701.0% | $14,116+260.4% | $7,234+603.3% |