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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,288 | $72,273+141.2% | $101,275+72.1% | $79,856+118.3% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 5.05% | 22.30%-17.2pp | 46.48%-41.4pp | 31.71%-26.7pp |
| Employer contribution / active EE | $3,552 | $2,691+32.0% | $3,660-3.0% | $2,471+43.7% |
| Participant deferral / active EE | $4,020 | $3,282+22.5% | $4,371-8.0% | $3,741+7.5% |
| Admin fee / account holder | $14,309 | $4,401+225.1% | $5,948+140.6% | $5,306+169.7% |