Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-5674085 | Recordkeeping | $10,675 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $3,389 |
ADP BROKER-DEALER6 years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,579 | $54,717-18.5% | $86,216-48.3% | $71,511-37.7% |
| Participation rate | 41.8% | 60.1%-18.3pp | 69.0%-27.2pp | 67.9%-26.2pp |
| Annual return | 15.98% | 20.07%-4.1pp | 1169.42%-1153.4pp | 28.86%-12.9pp |
| Employer contribution / active EE | $3 | $1,267-99.8% | $2,382-99.9% | $2,589-99.9% |
| Participant deferral / active EE | $3,017 | $3,110-3.0% | $3,986-24.3% | $4,291-29.7% |
| Admin fee / account holder | $121 | $1,922-93.7% | $6,853-98.2% | $1,588-92.4% |