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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,164 | $201,344-23.4% | $184,243-16.3% | $145,877+5.7% |
| Participation rate | 40.0% | 87.5%-47.5pp | 86.8%-46.8pp | 80.3%-40.3pp |
| Annual return | 5.51% | 29.01%-23.5pp | 28.82%-23.3pp | 551.28%-545.8pp |
| Employer contribution / active EE | $1,749 | $7,022-75.1% | $6,427-72.8% | $4,663-62.5% |
| Participant deferral / active EE | $6,560 | $9,807-33.1% | $9,132-28.2% | $6,691-2.0% |
| Admin fee / account holder | $0 | $16,382-100.0% | $13,914-100.0% | $13,402-100.0% |