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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,915 | $185,312-48.8% | $161,489-41.2% | $154,746-38.7% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.96% | 103.84%-83.9pp | 89.72%-69.8pp | 172.34%-152.4pp |
| Employer contribution / active EE | $3,367 | $4,769-29.4% | $4,268-21.1% | $4,379-23.1% |
| Participant deferral / active EE | $8,544 | $6,350+34.6% | $5,630+51.8% | $6,730+27.0% |
| Admin fee / account holder | $1,455 | $18,654-92.2% | $16,006-90.9% | $14,365-89.9% |