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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,968 | $125,184-51.3% | $105,607-42.3% | $145,884-58.2% |
| Participation rate | 33.3% | 77.6%-44.3pp | 75.3%-41.9pp | 80.3%-47.0pp |
| Annual return | 9.94% | 225.00%-215.1pp | 116.11%-106.2pp | 551.85%-541.9pp |
| Employer contribution / active EE | $1,414 | $3,720-62.0% | $3,167-55.3% | $4,662-69.7% |
| Participant deferral / active EE | $3,444 | $5,714-39.7% | $5,011-31.3% | $6,690-48.5% |
| Admin fee / account holder | $1,873 | $17,133-89.1% | $10,958-82.9% | $13,392-86.0% |