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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,609 | $96,691+52.7% | $86,656+70.3% | $139,487+5.8% |
| Participation rate | 57.1% | 74.4%-17.3pp | 71.7%-14.6pp | 80.3%-23.2pp |
| Annual return | 11.72% | 106.87%-95.1pp | 593.09%-581.4pp | 373.84%-362.1pp |
| Employer contribution / active EE | $1,625 | $3,267-50.2% | $3,025-46.3% | $4,755-65.8% |
| Participant deferral / active EE | $3,138 | $4,838-35.1% | $4,439-29.3% | $6,713-53.3% |
| Admin fee / account holder | $46,375 | $6,414+623.0% | $5,619+725.4% | $11,407+306.5% |