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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,878 | $142,409-15.1% | $119,634+1.0% | $134,545-10.2% |
| Participation rate | 92.3% | 82.8%+9.5pp | 79.3%+13.0pp | 81.2%+11.1pp |
| Annual return | -20.46% | -12.46%-8.0pp | -14.98%-5.5pp | 418.37%-438.8pp |
| Employer contribution / active EE | $3,597 | $5,224-31.1% | $4,232-15.0% | $4,742-24.1% |
| Participant deferral / active EE | $7,582 | $6,468+17.2% | $5,601+35.4% | $6,401+18.4% |
| Admin fee / account holder | $2,012 | $13,594-85.2% | $10,329-80.5% | $11,431-82.4% |