Filed August 1, 2025
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: CIRA (CAMBRIDGE INVESTMENT RESEARCH Service code 99 · EIN 42-1445429 | Other Fees | $30,707 |
Filed as: VOYA RETIREMENT ADVISORS, LLC Service code 26 · EIN 02-0488491 | Advisory (Participants) | $17,265 |
Service code 26 · EIN 71-0294708 | Advisory (Participants) | $4,583 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,603 | $88,890-29.6% | $102,423-38.9% | $77,643-19.4% |
| Participation rate | 61.4% | 80.9%-19.5pp | 76.5%-15.1pp | 70.6%-9.2pp |
| Annual return | 17.01% | 24.98%-8.0pp | 29.32%-12.3pp | 31.24%-14.2pp |
| Employer contribution / active EE | $1,298 | $2,698-51.9% | $3,023-57.1% | $2,726-52.4% |
| Participant deferral / active EE | $2,558 | $5,145-50.3% | $5,053-49.4% | $4,647-45.0% |
| Admin fee / account holder | $46 | $235-80.5% | $9,451-99.5% | $430-89.4% |