Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,062 | $34,316-56.1% | $74,722-79.8% | $72,975-79.4% |
| Participation rate | 44.1% | 42.4%+1.7pp | 54.5%-10.4pp | 69.5%-25.4pp |
| Annual return | 17.83% | 26.58%-8.8pp | 753.11%-735.3pp | 81.01%-63.2pp |
| Employer contribution / active EE | $54 | $692-92.2% | $1,084-95.0% | $2,440-97.8% |
| Participant deferral / active EE | $878 | $1,272-31.0% | $1,963-55.3% | $3,608-75.7% |
| Admin fee / account holder | $304 | $2,125-85.7% | $3,335-90.9% | $5,124-94.1% |