Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,829 | $29,733-29.9% | $56,025-62.8% | $80,959-74.3% |
| Participation rate | 38.6% | 41.7%-3.1pp | 52.5%-13.9pp | 67.7%-29.1pp |
| Annual return | 8.58% | 35.28%-26.7pp | 1712.69%-1704.1pp | 35.67%-27.1pp |
| Employer contribution / active EE | $71 | $672-89.4% | $1,042-93.2% | $2,757-97.4% |
| Participant deferral / active EE | $882 | $1,229-28.2% | $1,955-54.9% | $4,300-79.5% |
| Admin fee / account holder | $2,852 | $2,434+17.2% | $2,828+0.8% | $6,925-58.8% |