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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,891 | $71,197-60.8% | $93,669-70.2% | $80,925-65.5% |
| Participation rate | 0.0% | 60.4%-60.4pp | 68.7%-68.7pp | 67.7%-67.7pp |
| Annual return | 12.63% | 11.27%+1.4pp | 133.59%-121.0pp | 35.65%-23.0pp |
| Employer contribution / active EE | $4,140 | $1,565+164.6% | $2,424+70.8% | $2,756+50.2% |
| Participant deferral / active EE | $7,585 | $4,036+87.9% | $4,416+71.8% | $4,299+76.4% |
| Admin fee / account holder | $4,292 | $6,959-38.3% | $8,291-48.2% | $6,940-38.2% |