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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,450 | $57,119+33.8% | $85,187-10.3% | $80,935-5.5% |
| Participation rate | 20.0% | 56.4%-36.4pp | 67.5%-47.5pp | 67.7%-47.7pp |
| Annual return | 13.59% | 21.70%-8.1pp | 66.67%-53.1pp | 35.66%-22.1pp |
| Employer contribution / active EE | $333 | $1,802-81.5% | $2,732-87.8% | $2,757-87.9% |
| Participant deferral / active EE | $895 | $3,115-71.3% | $4,525-80.2% | $4,299-79.2% |
| Admin fee / account holder | $1,056 | $4,990-78.8% | $6,162-82.9% | $6,924-84.8% |