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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,665 | $148,629+51.8% | $135,982+66.0% | $139,487+61.8% |
| Participation rate | 85.7% | 83.9%+1.8pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 18.69% | 79.33%-60.6pp | 68.32%-49.6pp | 373.84%-355.2pp |
| Employer contribution / active EE | $5,398 | $5,247+2.9% | $4,859+11.1% | $4,755+13.5% |
| Participant deferral / active EE | $12,909 | $8,102+59.3% | $7,760+66.4% | $6,713+92.3% |
| Admin fee / account holder | $1,316 | $12,406-89.4% | $10,767-87.8% | $11,407-88.5% |