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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,809 | $97,550-48.9% | $120,344-58.6% | $87,485-43.1% |
| Participation rate | 85.2% | 72.8%+12.4pp | 76.7%+8.5pp | 68.9%+16.3pp |
| Annual return | 11.12% | 18.41%-7.3pp | 20.30%-9.2pp | 26.06%-14.9pp |
| Employer contribution / active EE | $1,521 | $2,291-33.6% | $3,020-49.6% | $2,596-41.4% |
| Participant deferral / active EE | $2,769 | $4,230-34.5% | $5,135-46.1% | $4,274-35.2% |
| Admin fee / account holder | $25,394 | $9,543+166.1% | $12,742+99.3% | $7,775+226.6% |