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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,809 | $95,453-47.8% | $112,040-55.5% | $82,448-39.6% |
| Participation rate | 85.2% | 72.8%+12.4pp | 76.5%+8.7pp | 68.1%+17.1pp |
| Annual return | 11.12% | 23.92%-12.8pp | 24.52%-13.4pp | 41.64%-30.5pp |
| Employer contribution / active EE | $1,521 | $2,318-34.4% | $2,954-48.5% | $2,551-40.4% |
| Participant deferral / active EE | $2,769 | $4,224-34.4% | $5,098-45.7% | $4,139-33.1% |
| Admin fee / account holder | $25,394 | $9,013+181.7% | $12,098+109.9% | $7,234+251.0% |