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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,663 | $78,690+354.5% | $161,489+121.5% | $87,485+308.8% |
| Participation rate | 91.9% | 67.5%+24.5pp | 78.7%+13.2pp | 68.9%+23.0pp |
| Annual return | 16.02% | 32.74%-16.7pp | 89.72%-73.7pp | 26.06%-10.0pp |
| Employer contribution / active EE | $1,921 | $2,588-25.8% | $4,268-55.0% | $2,596-26.0% |
| Participant deferral / active EE | $5,160 | $3,311+55.9% | $5,630-8.3% | $4,274+20.7% |
| Admin fee / account holder | $35,862 | $6,724+433.4% | $16,006+124.1% | $7,775+361.3% |