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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,663 | $76,407+368.1% | $150,298+138.0% | $82,448+333.8% |
| Participation rate | 91.9% | 66.4%+25.5pp | 77.8%+14.2pp | 68.1%+23.9pp |
| Annual return | 16.02% | 39.99%-24.0pp | 62.79%-46.8pp | 41.64%-25.6pp |
| Employer contribution / active EE | $1,921 | $2,614-26.5% | $4,154-53.8% | $2,551-24.7% |
| Participant deferral / active EE | $5,160 | $3,214+60.5% | $5,453-5.4% | $4,139+24.7% |
| Admin fee / account holder | $35,862 | $6,352+464.6% | $14,116+154.1% | $7,234+395.7% |