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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,347 | $73,863+259.2% | $143,797+84.5% | $68,490+287.4% |
| Participation rate | 86.8% | 66.7%+20.2pp | 80.3%+6.5pp | 67.9%+18.9pp |
| Annual return | -11.71% | 0.91%-12.6pp | -0.04%-11.7pp | -7.85%-3.9pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $4,952-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $1,153 | $3,385-65.9% | $5,638-79.6% | $4,028-71.4% |
| Admin fee / account holder | $4,864 | $5,756-15.5% | $14,679-66.9% | $5,403-10.0% |