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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,870 | $54,541-72.7% | $78,778-81.1% | $70,124-78.8% |
| Participation rate | 78.9% | 60.8%+18.1pp | 69.2%+9.8pp | 69.5%+9.4pp |
| Annual return | 62.23% | 21.07%+41.2pp | 35.62%+26.6pp | 73.14%-10.9pp |
| Employer contribution / active EE | $1,877 | $1,089+72.4% | $1,986-5.5% | $2,342-19.9% |
| Participant deferral / active EE | $2,887 | $2,210+30.6% | $2,958-2.4% | $3,332-13.4% |
| Admin fee / account holder | $384 | $3,709-89.6% | $5,134-92.5% | $4,645-91.7% |