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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,261 | $85,171-39.8% | $172,752-70.3% | $72,975-29.8% |
| Participation rate | 71.9% | 70.1%+1.8pp | 82.6%-10.8pp | 69.5%+2.4pp |
| Annual return | 17.64% | 27.32%-9.7pp | 802.97%-785.3pp | 81.01%-63.4pp |
| Employer contribution / active EE | $0 | $3,324-100.0% | $5,144-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $2,479 | $3,260-24.0% | $5,198-52.3% | $3,608-31.3% |
| Admin fee / account holder | $11,216 | $5,880+90.7% | $13,955-19.6% | $5,124+118.9% |