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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,590 | $84,236-6.7% | $170,435-53.9% | $70,126+12.1% |
| Participation rate | 96.9% | 70.8%+26.0pp | 83.6%+13.3pp | 69.5%+27.3pp |
| Annual return | 11.82% | 23.06%-11.2pp | 205.94%-194.1pp | 73.15%-61.3pp |
| Employer contribution / active EE | $2,174 | $3,387-35.8% | $5,432-60.0% | $2,343-7.2% |
| Participant deferral / active EE | $3,622 | $3,086+17.4% | $4,939-26.7% | $3,332+8.7% |
| Admin fee / account holder | $27,601 | $5,698+384.4% | $13,881+98.8% | $4,645+494.1% |