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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,597 | $185,312+0.7% | $161,489+15.5% | $154,746+20.6% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 17.71% | 103.84%-86.1pp | 89.72%-72.0pp | 172.34%-154.6pp |
| Employer contribution / active EE | $3,073 | $4,769-35.6% | $4,268-28.0% | $4,379-29.8% |
| Participant deferral / active EE | $6,271 | $6,350-1.2% | $5,630+11.4% | $6,730-6.8% |
| Admin fee / account holder | $1,247 | $18,654-93.3% | $16,006-92.2% | $14,365-91.3% |