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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,675 | $91,179+65.3% | $178,499-15.6% | $79,852+88.7% |
| Participation rate | 98.4% | 69.2%+29.2pp | 81.9%+16.5pp | 69.6%+28.8pp |
| Annual return | 6.94% | 24.19%-17.3pp | 151.10%-144.2pp | 31.72%-24.8pp |
| Employer contribution / active EE | $5,214 | $3,256+60.1% | $5,011+4.0% | $2,471+111.0% |
| Participant deferral / active EE | $4,762 | $3,236+47.2% | $5,202-8.5% | $3,740+27.3% |
| Admin fee / account holder | $53,775 | $6,749+696.8% | $13,986+284.5% | $5,306+913.4% |