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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $732,427 | $85,171+759.9% | $172,752+324.0% | $72,975+903.7% |
| Participation rate | 7.4% | 70.1%-62.7pp | 82.6%-75.2pp | 69.5%-62.1pp |
| Annual return | 21.10% | 27.32%-6.2pp | 802.97%-781.9pp | 81.01%-59.9pp |
| Employer contribution / active EE | $7,545 | $3,324+127.0% | $5,144+46.7% | $2,440+209.2% |
| Participant deferral / active EE | $5,776 | $3,260+77.2% | $5,198+11.1% | $3,608+60.1% |
| Admin fee / account holder | $41,456 | $5,880+605.0% | $13,955+197.1% | $5,124+709.1% |